Chase Pay app is available on Best Buy and Starbucks – Checklist Mag

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Chase Pay app is available on Best Buy and Starbucks

Apple Pay and Android Pay had been dominating app pay world for some time now. But it is time to break the jinks. Chase Pay is here to compete with the first two app pay platforms.

Retailers spent years trying to develop a mobile payment system capable of competing with Apple Pay and Android Pay, and at last, CurrentC has arrived. It’s come in the form of the Chase Pay app, which allows customers of the bank to use its QR code-powered transactions at exactly two retailers: Best Buy and Starbucks (Walmart will join the list in 2017). Ever since its unveiling, the system has faced charges that it exists to benefit retailers instead of customers, and there’s very little here to make us recommend using it over any other mobile payment service.

Now, many phones come with NFC built-in, so having a system where you press the Pay button and a QR code pops up on the screen isn’t really easier to use, even though it will work on any iPhone since iPhone 5, and any Android device running at least Android 4.1. Because it’s only available via one bank, and at the terminals of a couple of retailers, it’s hard to imagine that many people adopting it very quickly (oh, and it’s already suffered one security breach). Three years ago, Chase eagerly supported Isis (which changed its name to SoftCard for obvious reasons), before the mobile carriers gave up on that, and this could be a repeat of that situation.


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